Mary Lou - Seniors, you're not too old to make an effort to learn and make your own decision about Bitcoin

Mary Lou: 00:00:03

My son was so on fire, he wanted to tell my husband and I about Bitcoin

2

: 00:00:10

I missed a lot of the conversations

because I'd be playing with his kids.

3

: 00:00:15

I'm trying to listen but all

talking grandma, grandma, grandma.

4

: 00:00:20

And My son started coming over

to my house late at night, when

5

: 00:00:24

all of his kids were home in bed.

6

: 00:00:26

That way grandma couldn't

be playing with kids.

7

: 00:00:30

He started giving me articles

to read, resources and his own

8

: 00:00:35

explanations and that was the

beginnings of me wanting more

9

: 00:00:45

Tali: Hey, everybody.

10

: 00:00:46

Welcome to Orange Hatter.

11

: 00:00:50

Before we dive into my conversation

with our guest today, I want to share

12

: 00:00:53

with you a very exciting project,

the Orange Hatter Women's Retreat.

13

: 00:00:58

The mission of this retreat is to create

a nurturing sanctuary where women in the

14

: 00:01:03

Bitcoin space can connect with each other,

recharge batteries, find grounding, and

15

: 00:01:08

form deep friendships so that you don't

feel so isolated where you are sharing

16

: 00:01:13

the potential of Bitcoin with the world

while keeping an eye on the fiat system.

17

: 00:01:18

This retreat is going to

be absolutely amazing.

18

: 00:01:21

I am partnering with the

Yucatan Project in Mexico.

19

: 00:01:24

The details will be rolled

out later this week.

20

: 00:01:26

Keep an eye out on Twitter

at Orange Hatter Pod.

21

: 00:01:30

I'll give out more information

as they are finalized.

22

: 00:01:33

Spaces are very limited, and

they're going to fill up fast.

23

: 00:01:36

So sign up for it when the registration

and I will see you in Mexico.

24

: 00:01:43

And now we're going to.

25

: 00:01:45

Continue with our podcast.

26

: 00:01:47

Here is my conversation with

our wonderful guests today.

27

: 00:01:52

Thank you for coming on the show.

28

: 00:01:53

Mary Lou, welcome to Orange Hatter.

29

: 00:01:55

Mary Lou: Thank you, Tally.

30

: 00:01:57

Tali: Very excited to hop

into your Bitcoin journey.

31

: 00:02:00

So let's start by just.

32

: 00:02:02

Doing a little introduction of

yourself so people can get a sense

33

: 00:02:06

of where you're coming from.

34

: 00:02:07

Mary Lou: Well, I'm Mary

Lou, and my husband is Jeff.

35

: 00:02:12

We've been married 48 years.

36

: 00:02:15

We have four children plus

another one we call a son.

37

: 00:02:20

We have ten grandchildren so far.

38

: 00:02:23

And I'm also close with my three brothers.

39

: 00:02:27

So, God and family are the things that

are very important to me the most.

40

: 00:02:33

And what a blessing to

be surrounded by family.

41

: 00:02:38

I live in Northampton,

Massachusetts, where I was born.

42

: 00:02:42

And I'm not sensitive about

saying I'm 66 years old.

43

: 00:02:47

And mainly I say that because Our money

goals have changed through the years.

44

: 00:02:54

And now that we're in the older part

of our lives, definitely our goals have

45

: 00:02:59

changed, little bit more of my background

is when, when our kids were growing

46

: 00:03:04

up, I ran a state licensed daycare in

my home, 50 hours a week for 10 years.

47

: 00:03:11

So I could be home with my

children at the same time.

48

: 00:03:16

because I feel like.

49

: 00:03:18

The reason I was put here on earth was to

raise children into a whole new generation

50

: 00:03:26

for our country and for our world.

51

: 00:03:29

So that was my definite main focus.

52

: 00:03:34

Now that I'm older.

53

: 00:03:36

I, I'm retired from my real job.

54

: 00:03:39

I was Director of Religious Education

for the Catholic Church, actually for

55

: 00:03:45

five Catholic churches at the same time.

56

: 00:03:48

And then due to churches coming together,

I was then Director of one church.

57

: 00:03:55

and although I'm retired from that.

58

: 00:03:58

That was my career job.

59

: 00:04:00

, I currently work, , well, I volunteer

25 hours per week for the church.

60

: 00:04:07

, but I also am the one person

office for my brother's landscaping

61

: 00:04:13

company, which was something I

never had an interest in doing.

62

: 00:04:18

But, you know, office

work, I'm pretty good at.

63

: 00:04:21

So, that's where I ended up.

64

: 00:04:24

Why I ended up doing that.

65

: 00:04:27

growing up I grew up

below the poverty level.

66

: 00:04:31

My dad had four jobs, but

no benefits whatsoever.

67

: 00:04:38

No health insurance, just by the hour.

68

: 00:04:42

, and.

69

: 00:04:43

It never bothered me that

we were really poverty.

70

: 00:04:47

, we had cousins that were on what

they called welfare back then.

71

: 00:04:52

And they would share some of their

stuff with us , if we really needed.

72

: 00:04:56

, also I took care of my

younger brothers a lot.

73

: 00:05:01

, when, when they were young,

my mom had very poor health.

74

: 00:05:05

So a lot of that was on my shoulders.

75

: 00:05:08

I never saw it as a burden.

76

: 00:05:11

I thought of it as a way to grow, a way

to manage my time so I could be in junior

77

: 00:05:17

high school, still do homework, still

potty train and, you know, take care of my

78

: 00:05:22

younger brothers, get them off to neighbor

babysitters before and after school.

79

: 00:05:29

, but I think it made me be the person.

80

: 00:05:31

That I am today, you know,

so it's not a complaint.

81

: 00:05:35

It's just a fact.

82

: 00:05:37

Uh, by the time I was 18, I was

in my own apartment with two

83

: 00:05:41

jobs to try to support myself.

84

: 00:05:44

But then I was married

not, not long after that.

85

: 00:05:48

And I also say that because it goes

to show how I became a saver, not a

86

: 00:05:55

spender, how to get along in life with

a low amount of money for many years.

87

: 00:06:02

, I'm not a person that wants to

be wealthy, just comfortable.

88

: 00:06:06

And I think through these life choices

and life learnings, but mainly due to

89

: 00:06:12

God's blessings, we're comfortable enough.

90

: 00:06:15

We're ready for retirement

should it come, you know.

91

: 00:06:19

, my husband has been working, if I can

brag, 51 years at the same company.

92

: 00:06:25

So I'm very proud of him

and , he's still working.

93

: 00:06:27

It's part time.

94

: 00:06:29

In his like part retirement,

95

: 00:06:32

Tali: wow, It sounds like you've had Such

an experience going from extreme poverty

96

: 00:06:38

through careful financial planning to

the point where you're comfortable

97

: 00:06:43

and it sounds like you've done all the

right things to prepare for retirement.

98

: 00:06:47

And now you're just on

the verge of doing that.

99

: 00:06:50

You are still working for your brother,

landscaping company, your husband's

100

: 00:06:53

working part time, but you're just

on the verge, and you found Bitcoin.

101

: 00:06:57

So we're going to talk about

that, but let's go back.

102

: 00:07:00

Let's dig a little deeper into

your childhood and your background.

103

: 00:07:04

So your dad was working four jobs

and your mom was not well, and you

104

: 00:07:08

rely on the help of your family

who were themselves on welfare.

105

: 00:07:13

What was that like?

106

: 00:07:14

If you don't mind reliving some

feelings and experiences from that time.

107

: 00:07:19

Mary Lou: Yeah, I don't feel

like they were bad experiences.

108

: 00:07:24

I just feel like they

were learning experiences.

109

: 00:07:28

And I, I feel very blessed that

I was never jealous or envious.

110

: 00:07:35

of my cousins for receiving, again, they

called it welfare back then, I know they

111

: 00:07:40

call it something else nowadays and back

then, you wouldn't have food stamps or

112

: 00:07:47

EBT cards, you would go line up in long

lines down Main Street to a building

113

: 00:07:54

where you would pick up welfare food.

114

: 00:07:57

And it was interesting.

115

: 00:07:58

It was, , it almost looked like army

food where you'd get an enormous

116

: 00:08:04

can of tuna fish and printed on it.

117

: 00:08:07

It said tuna fish.

118

: 00:08:09

That was the only thing on the can,

you know, and a block of cheese,

119

: 00:08:14

but it would be like 10 pounds.

120

: 00:08:17

In one block, and it said cheese.

121

: 00:08:21

So, you know, whatever

kind it was I don't know.

122

: 00:08:25

But my, my, I would say, if, send Mary Lou

if she comes and stands in line with us.

123

: 00:08:32

I'll give her some of

the stuff we don't like.

124

: 00:08:35

So, We had a lot of stuff

we didn't like either.

125

: 00:08:41

My older brother and I still to this

day talk about we'd get a cardboard box

126

: 00:08:48

and inside was a plastic bag and the

box said, Non fat, dry powdered milk.

127

: 00:08:56

That was exactly what it said.

128

: 00:08:58

It was the worst.

129

: 00:09:00

And we, my mom and I, we'd mix it in

a blender and you had to mix it with

130

: 00:09:06

warm milk because it would be too

lumpy and then put it in the fridge.

131

: 00:09:11

So we were a family of six.

132

: 00:09:14

So we would make nine.

133

: 00:09:16

Half gallons at a time because that's what

the refrigerator would hold nine standing

134

: 00:09:23

up and it was bad, you know, but all

the other food was just fine, like spam.

135

: 00:09:34

It sounds horrible.

136

: 00:09:35

We thought it was fine, you

know, and we had a house.

137

: 00:09:40

It was free.

138

: 00:09:40

It came through my father's

family when they passed, his

139

: 00:09:46

older brother got the house.

140

: 00:09:48

He moved out.

141

: 00:09:49

My dad got the house.

142

: 00:09:51

So, We were in a house that my dad

lived in from when he was three

143

: 00:09:55

years old, and he lived there

till he was 80 and passed away.

144

: 00:10:01

So we had a house with one car.

145

: 00:10:04

So, my dad and mom shared it, and we

were able to walk to school and stuff.

146

: 00:10:10

So my mom was a terrific saver,

and I know I learned from her.

147

: 00:10:15

But, you know, our mattresses were bad.

148

: 00:10:18

We had real beds, not like here.

149

: 00:10:22

But when my cousins would, the

government would then give them all a

150

: 00:10:27

new mattress, we got their old mattress.

151

: 00:10:30

So, we were always okay in a mattress.

152

: 00:10:34

And other than the non fat, dry,

powdered milk that bothered me, the

153

: 00:10:40

only other thing that ever bothered me

is I mentioned I'm Catholic, and I was

154

: 00:10:48

getting ready to make my first communion.

155

: 00:10:50

So I was seven, and I thought I was going

to get a new dress, and I wore my cousins.

156

: 00:11:00

And I don't know why that bothered me and

why at my age I would still remember that.

157

: 00:11:06

Because hand me down

clothes, I never minded.

158

: 00:11:10

My kids wore hand me down clothes and then

I handed them down to other people too.

159

: 00:11:15

But I guess I just thought it was so

special to make your first communion

160

: 00:11:20

that I wanted that new dress.

161

: 00:11:23

But that would be the growing

up in the money situation.

162

: 00:11:27

It was good.

163

: 00:11:28

Tali: So I'm curious, why did your

family not receive this welfare that

164

: 00:11:33

your cousin's family was receiving?

165

: 00:11:36

Mary Lou: I should have said,

my father was too proud.

166

: 00:11:40

He said, I'm the breadwinner.

167

: 00:11:43

I will work as many jobs as I

can to take care of my family.

168

: 00:11:49

So at three in the morning,

he would go for his first job.

169

: 00:11:53

He collected garbage as an employee of a

company back in the day when people would

170

: 00:11:59

throw their food scraps in a metal pail

outside, and he would dump the metal pail,

171

: 00:12:05

do the route, and the route was from three

in the morning to seven in the morning.

172

: 00:12:10

Then he went to a different job

and it was collecting trash.

173

: 00:12:15

So he drove the big trash truck and

you jump out and pick up everybody's

174

: 00:12:20

trash barrels and dump them by hand.

175

: 00:12:22

Nowadays they have trucks that

are, you know, front end loaders

176

: 00:12:26

and things that pick them up.

177

: 00:12:29

But he would do that and

that was seven to three.

178

: 00:12:33

Then he would go to He worked at

a lawnmower shop and he repaired

179

: 00:12:39

lawnmowers when they were repaired,

he delivered them to the people,

180

: 00:12:43

but he could only squeeze that in.

181

: 00:12:46

And that was also on weekends,

because from 4pm to 6pm.

182

: 00:12:54

He drove truck for the post office, and

it would just be go to eight different

183

: 00:13:01

local post offices and deliver enormous

bags of mail, and my older brother and I

184

: 00:13:09

really loved it before my younger brothers

were born, because he would take us.

185

: 00:13:15

With him, he'd come pick us up

at four, and for two hours, we'd

186

: 00:13:19

ride in this big truck, and we'd

get out and roam the post offices.

187

: 00:13:24

The other funny part is the truck didn't

have seatbelts, and we thought it was fun

188

: 00:13:32

to ride in the back with all the mail.

189

: 00:13:34

And it was pitch dark back there,

and we would like hold on to the

190

: 00:13:38

lats that were on the sides of the

truck so we wouldn't fall over.

191

: 00:13:43

And we, you know, sat on Bags of

mail, but they were good memories

192

: 00:13:49

and we'd get home and my mom would

have supper already for all of us.

193

: 00:13:54

Of course, when the younger brothers came,

my mom's health failed and my dad still

194

: 00:13:59

did the, all the jobs, but we, I kind

of stayed home to help with the kids.

195

: 00:14:06

So, no benefits with four part time jobs.

196

: 00:14:10

That's why there were no benefits and

I do remember my mom saying for years

197

: 00:14:17

and years and years, she paid our

hospital 5 a month, because every time

198

: 00:14:24

she had a baby there was a hospital

bill, and they couldn't afford it.

199

: 00:14:29

And how nice that the hospital would

accept such a low amount of money.

200

: 00:14:35

I mean, I.

201

: 00:14:37

I remember being a teenager

and she was still paying.

202

: 00:14:41

So, and we did not go to

the doctor very often.

203

: 00:14:44

I'll tell you that.

204

: 00:14:46

When the school made you for shots, we

would go, but other than that, if we were

205

: 00:14:51

sick, we got better on our own, you know?

206

: 00:14:54

Mm-Hmm.

207

: 00:14:55

Tali: You didn't feel poor and I think

that's really interesting to witness

208

: 00:14:58

your dad working so hard and then having

to step up when your mom wasn't feeling

209

: 00:15:03

well And yet you didn't feel poor.

210

: 00:15:07

Like how is that possible?

211

: 00:15:08

Mary Lou: because I had

a home, I had clothes.

212

: 00:15:13

, even though they were used,

it didn't matter to me.

213

: 00:15:16

And I think because I had a mom and a

dad in a stable family and, , they loved

214

: 00:15:24

us, they were interested in what we had

to say, I, so I didn't feel lacking.

215

: 00:15:31

The other thing, and because I felt

this way as a kid, I tried to teach it

216

: 00:15:37

to my own kids, if you try to take the

responsibility yourself, if you're like,

217

: 00:15:45

when I was 12, I was babysitting a lot

for families, because that was my money.

218

: 00:15:53

And I actually could go to

our local department store.

219

: 00:15:57

It was called Bradley's at the time.

220

: 00:15:58

They don't exist anymore.

221

: 00:16:01

And you could buy a shirt for two or

three dollars, you know, on their bin.

222

: 00:16:05

And I would say, I

bought this shirt myself.

223

: 00:16:09

And it made me feel good about myself.

224

: 00:16:11

The summers of when I was 12, 13, and 14,

I actually, by then, My mom was doing a

225

: 00:16:20

little better and I babysat 48 hours per

week for a family that had three kids.

226

: 00:16:29

, my mom didn't want me to spend my

childhood working, but I was like, it's

227

: 00:16:35

kind of fun, you know, they listen to me.

228

: 00:16:38

They're good kids.

229

: 00:16:40

It's okay.

230

: 00:16:41

I love kids, I play with them.

231

: 00:16:45

I was paid terrible money,

even compared to other people

232

: 00:16:50

in the day, but the family.

233

: 00:16:53

We're farmers, so they didn't have a

lot of money to pay a babysitter full

234

: 00:16:57

time, but they would sell my parents

a 50 pound bag of potatoes for 2.

235

: 00:17:06

So potatoes are filling, and every meal

you can have a lot of potatoes, and my

236

: 00:17:13

mother would cook them different ways.

237

: 00:17:15

So we weren't hungry.

238

: 00:17:17

I remember one day my dad surprised

me and it was a Thursday or Friday

239

: 00:17:23

paycheck day was Friday and my mom

made pancakes for supper because they

240

: 00:17:29

ran out of money for food that week.

241

: 00:17:32

And my dad said, these

pancakes are so good.

242

: 00:17:37

These are the best pancakes.

243

: 00:17:39

And I said, I thought you

liked hamburgers the best.

244

: 00:17:44

No, these are good.

245

: 00:17:46

Later that evening, my mom

apologized to me that pancakes

246

: 00:17:52

were what we had for supper, that

there was No protein, no meat, no.

247

: 00:17:58

And I was I was so surprised.

248

: 00:18:00

I thought that was treat night.

249

: 00:18:02

I loved pancakes for supper, you know?

250

: 00:18:05

I didn't realize that I would have

anything to do with waiting for the

251

: 00:18:09

paycheck to come to buy a hamburger.

252

: 00:18:12

So I don't know.

253

: 00:18:13

I think God gave me the accepting attitude

and he gave me a family that loved me.

254

: 00:18:20

And I.

255

: 00:18:21

Always had my faith.

256

: 00:18:23

, for years my mom was sick and she couldn't

go to church and I would walk to church

257

: 00:18:29

by myself like I'm talking like I was

six and seven and up years old and I was

258

: 00:18:36

a little afraid walking down the street.

259

: 00:18:40

It was close, but as a kid it

felt far, where I had to go

260

: 00:18:44

on three different streets.

261

: 00:18:46

And I used to think, I hope I can find it.

262

: 00:18:49

Like, geez, you'd think I'd

be used to it, you know.

263

: 00:18:52

But it was that important to me.

264

: 00:18:54

I wanted to go.

265

: 00:18:55

They didn't make me go.

266

: 00:18:57

God spoke to my heart, and I think that

kept me going all those growing up years.

267

: 00:19:03

Tali: it's interesting that you

said your family loved you and their

268

: 00:19:09

attitude Basically shielded you, I

think from feeling poor and in today's

269

: 00:19:15

society, at least I felt this pressure.

270

: 00:19:18

I felt like I had to provide so

much to our kids materially to

271

: 00:19:25

make sure I didn't deprive them.

272

: 00:19:26

And it's such a wonderful reminder

speaking to you that really all the

273

: 00:19:31

kids care about is the parents love

them and they have food on the table.

274

: 00:19:36

Like even pancakes.

275

: 00:19:37

You know, kids, if we just had candy

for dinner, the kids will probably

276

: 00:19:42

be very happy, but I'm, you know, I'm

making sure that there's, grass fed,

277

: 00:19:47

organic beef and organic vegetables

and , organic quinoa and all that stuff.

278

: 00:19:54

And we stress ourselves out.

279

: 00:19:56

And if you think about the very, very

basics, if you cover the basics, the

280

: 00:20:01

love, acceptance, and a great attitude.

281

: 00:20:05

That's the most important part Scott

and I, just launched a homeschooling

282

: 00:20:08

podcast and , we're sharing lessons

that we learned over the last

283

: 00:20:12

20 years homeschooling our kids.

284

: 00:20:14

And I think what you just said, we need

to talk about because we are like society.

285

: 00:20:20

I don't know what it is today.

286

: 00:20:21

Maybe it's all the social media.

287

: 00:20:23

We feel such pressure.

288

: 00:20:24

Like parents feel such pressure to

provide opportunities for their kids.

289

: 00:20:29

And we're going crazy scrambling

for money to pay for this camp and

290

: 00:20:35

that camp . And yeah, going back

to basics, I think, I think it was

291

: 00:20:40

really good to hear what you said,

292

: 00:20:42

Mary Lou: and I hear you, , what

you're saying, where four of our

293

: 00:20:46

kids are married with little kids.

294

: 00:20:49

And I see all the really healthy food.

295

: 00:20:54

These kids eat so healthy.

296

: 00:20:56

It's amazing.

297

: 00:20:58

They are into, even as kindergartners

and four year olds, they're into all the

298

: 00:21:05

sports with hockey gear and, baseball

and it's like, All the stuff that they do.

299

: 00:21:12

Gymnastics and, and I think that's great.

300

: 00:21:16

I didn't have it, although for a short

time, I had some ballet lessons, they,

301

: 00:21:23

they were very short lived, but that was

fun and it was the only organized thing.

302

: 00:21:27

Oh, Girl Scouts, because that was free.

303

: 00:21:31

So I was a girl scout growing up.

304

: 00:21:33

But I kind of held those values.

305

: 00:21:37

When I became a parent, and my kids

didn't seem to mind that they had

306

: 00:21:43

left over my, our first child was our

daughter, and it was like I'm ready to

307

: 00:21:51

give birth, and we didn't have a crib.

308

: 00:21:54

My husband.

309

: 00:21:55

I worked five 12 hour nights, for

almost our whole marriage as a blue

310

: 00:22:01

collar worker, and I stopped working

for just about, I think, three

311

: 00:22:09

years when our first two kids were

born, so I could be home with them.

312

: 00:22:13

So, money was tight, but we did choose.

313

: 00:22:17

To buy a house and live poor

rather than have an apartment

314

: 00:22:23

and have a little extra money.

315

: 00:22:26

We actually went 12 years

without ever going to a movie.

316

: 00:22:30

Our daughter was 12 the

first movie that she went to.

317

: 00:22:34

So we, we, You don't waste and we

taught them to do chores in the house

318

: 00:22:42

and we didn't pay our kids for the

chores and they didn't get an allowance.

319

: 00:22:46

I don't think they knew

other families did that.

320

: 00:22:49

But when they got older, they

learned that we didn't buy them

321

: 00:22:55

a car, and they all had jobs.

322

: 00:22:59

And through high school.

323

: 00:23:01

, and really they paid

for their own college.

324

: 00:23:04

Nowadays, I think our government tells us

that parents and grandparents have to pay

325

: 00:23:11

for their kids college, but really they

can get loans, they can get scholarships.

326

: 00:23:17

And once you're out of college.

327

: 00:23:20

If you can get the job that you went

to college for, you can actually

328

: 00:23:26

pay off your own college loans.

329

: 00:23:29

, I remember my daughter going

off to college saying, Every.

330

: 00:23:34

Single.

331

: 00:23:35

One.

332

: 00:23:35

Of my friends goes to college for free.

333

: 00:23:38

Their parents pay.

334

: 00:23:40

Like, she was a little ticked.

335

: 00:23:42

And I would always say, you are going

to be so proud of yourself later on.

336

: 00:23:48

You're going to tell everybody,

you did this on your own,

337

: 00:23:53

and I am so proud of you.

338

: 00:23:56

I think she got sick of the speech,

but you should hear her now.

339

: 00:24:01

She tells everybody, my

parents never paid for college.

340

: 00:24:07

She, she forgets that we did pay

for books and things, you know,

341

: 00:24:12

but, but she did pay for college.

342

: 00:24:15

And she, she's an OBGYN doctor.

343

: 00:24:19

Our sons all went to get their masters.

344

: 00:24:23

We have a nuclear engineer son and a

computer engineer son and a son that went

345

: 00:24:28

to MIT for a master's in his business.

346

: 00:24:33

So, you don't have to give

your kids, everything in order

347

: 00:24:38

for them to become successful.

348

: 00:24:40

They did it on their own.

349

: 00:24:43

We love them supported them

and did the best we could.

350

: 00:24:47

But as the years rolled on, we were

able to save my husband's self taught

351

: 00:24:54

on stocks and bonds and ways to

invest over just putting the money in

352

: 00:25:01

the bank, which was all I ever did.

353

: 00:25:04

and really there were times that I

didn't want him to save because I

354

: 00:25:09

wanted to bring my kids to Burger King.

355

: 00:25:12

Every kid in the neighborhood had a Burger

King crown Except us, and I was suffering.

356

: 00:25:20

I wanted them to have the Burger

King crown, but he was like, I'm

357

: 00:25:24

saving 10 a week and that's it.

358

: 00:25:26

And we're not bringing up to

Burger King with the 10 bucks.

359

: 00:25:31

And he was right.

360

: 00:25:32

if you're willing to not waste.

361

: 00:25:35

You still can be very happy and nothing

much bothered me except my daughter's used

362

: 00:25:42

crib, which seven children had used before

her and I kind of wanted a new crib.

363

: 00:25:48

And the Burger King crown so those are

the only things that ever bothered me.

364

: 00:25:53

So you really can psych yourself

out and say you can have a happy

365

: 00:25:58

life, even if you're not wealthy.

366

: 00:26:01

Tali: So , I'm just thinking back to

what you said about how your kids did

367

: 00:26:05

chores and you didn't pay them for it.

368

: 00:26:08

That was a big topic that my husband

and I argued about when the kids were

369

: 00:26:13

little, because he wanted to pay them

an allowance based on their chores.

370

: 00:26:18

And I said, no, they're part

of the family doing chore.

371

: 00:26:23

We don't get paid to do chores.

372

: 00:26:25

Why should they get paid?

373

: 00:26:27

to do chores.

374

: 00:26:28

They're part of the family.

375

: 00:26:29

They should help to maintain the house.

376

: 00:26:31

This is part of their responsibility.

377

: 00:26:34

Of course, the other side of the

argument is how are you going to

378

: 00:26:37

teach them how to manage money,

379

: 00:26:39

but in my mind, if you're

going to give the kids money.

380

: 00:26:43

To show them how to use it

and save it and budget for it.

381

: 00:26:46

Give it to them as something

extra that they do.

382

: 00:26:49

Not the ordinary things, not

like taking out the garbage.

383

: 00:26:52

Because that's regular stuff that

everybody should pitch in and help

384

: 00:26:57

with, ? And then what you were saying

about Letting the kids feel pride

385

: 00:27:02

that they earned something, , for

your daughter to be able to say,

386

: 00:27:06

I pay for most of my college.

387

: 00:27:09

Mary Lou: Mm hmm.

388

: 00:27:10

I remember when my son Reid was

in undergrad in college and he

389

: 00:27:16

had to work three jobs while

he was in engineering school.

390

: 00:27:21

My other son who later went to engineering

school said, it feels impossible that

391

: 00:27:28

Reid could actually go to school.

392

: 00:27:32

Get all a's and work three jobs.

393

: 00:27:37

He said, I can handle only two.

394

: 00:27:39

So he worked two jobs, but I

was so proud of Reid for that.

395

: 00:27:45

And, okay, sometimes we give

them a 10 bill, but, I think

396

: 00:27:50

when my youngest son got out of.

397

: 00:27:52

MIT, he owed 250, 000 in education

loans and like all of our kids

398

: 00:28:00

had big ones, but he's paying

them off and he's got a good job.

399

: 00:28:04

He can afford to do that.

400

: 00:28:06

So good for them.

401

: 00:28:08

They did it.

402

: 00:28:10

, Tali: Scott and I just did an episode

yesterday on our homeschooling podcast,

403

: 00:28:13

and we're like, let the kids feel like

they accomplished something themselves.

404

: 00:28:18

And if they have to take out and

okay, we can go into a whole nother

405

: 00:28:22

conversation about how horrible

the education costs have risen.

406

: 00:28:26

, but if you can make it happen and

you did it on your own, that is a

407

: 00:28:30

huge source of pride, you know, and

408

: 00:28:32

that affects every part of

your life going forward.

409

: 00:28:36

Mary Lou: It really does.

410

: 00:28:37

And as far as allowance, , we made having

a list of chores, we tried to make it fun.

411

: 00:28:46

Sometimes the older ones didn't think it

was so fun, but it was this big honor.

412

: 00:28:52

When you turn two years old,

the day after your birthday,

413

: 00:28:58

you would get a list of chores.

414

: 00:29:00

You are so lucky.

415

: 00:29:02

Like, okay.

416

: 00:29:03

So when they were two.

417

: 00:29:05

The list would be make your bed.

418

: 00:29:08

Of course it would look horrible.

419

: 00:29:10

And I, I would bite my lip and not fix it.

420

: 00:29:16

I would leave the bed messy.

421

: 00:29:18

That was hard because I wanted

it to be, hug mommy, hug daddy.

422

: 00:29:24

So you have to come to the wherever,

whatever room we're in, hug.

423

: 00:29:29

check it off the list, you know,

pick up three toys and put them away.

424

: 00:29:35

So that was the type of list.

425

: 00:29:37

And as the kid got older, it would grow.

426

: 00:29:40

So the oldest kid would have to

read the list to the two year old.

427

: 00:29:45

Who couldn't read yet.

428

: 00:29:46

So even I wasn't doing that, you

know, I'd have the older daughter.

429

: 00:29:51

Okay, go find mommy and hug her.

430

: 00:29:57

But I like the hug.

431

: 00:30:00

It benefited me.

432

: 00:30:02

But the dusting, that

was my daughter's worst.

433

: 00:30:05

She hated it.

434

: 00:30:07

And they all shared dishwasher.

435

: 00:30:09

Empty, you know, so they were very

manageable things and with a household

436

: 00:30:15

of six of us and I ran daycare full

time, it was a big help to me to

437

: 00:30:21

have a kid empty the dishwasher.

438

: 00:30:23

Tali: Yeah, I I feel like we

can talk about this forever.

439

: 00:30:26

But let's circle back to Bitcoin

. How did you hear about Bitcoin?

440

: 00:30:29

And when did I happen?

441

: 00:30:31

Mary Lou: I heard about Bitcoin through

my son, Reed, who, as we segue from

442

: 00:30:37

parenting into Bitcoin, I really feel

on fire to say he has three young kids.

443

: 00:30:44

He does pay them, uh, like

to do work in the house.

444

: 00:30:48

He'll pay them.

445

: 00:30:50

They choose to be paid in Bitcoin.

446

: 00:30:53

He pays his kids in

Bitcoin and they are happy.

447

: 00:30:57

I mean, one of them is in first

grade, they all have Bitcoin.

448

: 00:31:01

He's taught them about it and

they're actually saying, I

449

: 00:31:05

would rather Bitcoin than cash.

450

: 00:31:07

So way to go read.

451

: 00:31:10

So Reed started to tell my husband

and I about Bitcoin back in: 2015

452

: 00:31:17

ish, and , he was diving into it.

453

: 00:31:21

, he was working full time house with

three kids, but late at night, he

454

: 00:31:28

was really pouring time into it.

455

: 00:31:31

He wanted to share this with

us, but at the time, my husband

456

: 00:31:36

was not really interested.

457

: 00:31:38

He had his way of saving.

458

: 00:31:42

We're older he's like, no, I,

this is my set way of doing money.

459

: 00:31:50

Bank stocks, you know, so not interested,

but my son was so on fire, but I

460

: 00:31:57

missed a lot of the conversations

because I'd be playing with his kids.

461

: 00:32:02

Heck, they're here, Reed and Jeff

are having this Bitcoin conversation,

462

: 00:32:06

and I'm trying to listen with my ear,

but I'm playing with three kids all

463

: 00:32:11

talking grandma, grandma, grandma.

464

: 00:32:13

Well, my poor husband, I would grill

him after Reed's family would leave.

465

: 00:32:20

What did Reed say?

466

: 00:32:21

I heard this sentence.

467

: 00:32:23

Now, what part was that?

468

: 00:32:24

And he really wasn't giving

me the details that I wanted.

469

: 00:32:30

And I think it was because he wasn't

that interested, so maybe he wasn't

470

: 00:32:35

investing himself in listening well

enough to be able to repeat what was said.

471

: 00:32:41

So after some years went by,

Reid Picked up on the fact

472

: 00:32:46

that I was pretty interested.

473

: 00:32:49

So the fall of 2021, Reed

started educating me.

474

: 00:32:56

And he started coming over to

my house late at night, when all

475

: 00:33:00

of his kids were home in bed.

476

: 00:33:02

That way grandma couldn't

be playing with kids.

477

: 00:33:06

And he started giving me articles

to read, going on the internet.

478

: 00:33:13

Um, giving me resources and his own

explanations and that was the beginnings

479

: 00:33:21

of me like wanting more, wanting more.

480

: 00:33:27

Tali: Yeah, what was he telling your

husband about that caught your ear

481

: 00:33:30

that made you want to learn more?

482

: 00:33:33

Mary Lou: Maybe it was less the words

because I couldn't always hear the words.

483

: 00:33:38

He was on fire.

484

: 00:33:40

This was his passion.

485

: 00:33:42

He would say, Dad, I see you're not

really interested, but I believe

486

: 00:33:49

this would be so good for you.

487

: 00:33:51

And I want to benefit you.

488

: 00:33:54

And I just think if you could put

some time into it, you would see.

489

: 00:33:58

That you can still keep

what you've got with stocks.

490

: 00:34:03

You, you can get a little

Bitcoin, learn about it on your

491

: 00:34:09

own time and your own pace.

492

: 00:34:12

And, and I, I'm sorry, I don't want

to harp, but I, I want good for you.

493

: 00:34:19

And I kept thinking, I want

to hear this conversation.

494

: 00:34:25

And then my own journey.

495

: 00:34:29

When he started coming over in the fall

of: 2021

496

: 00:34:34

to have a Bitcoin meeting you and I, I

started liking, things that, that he would

497

: 00:34:42

say about your independence with Bitcoin.

498

: 00:34:48

I never liked big government.

499

: 00:34:50

Especially when they say we're here

to help you and then they don't

500

: 00:34:55

really help you, I've nothing against

government helping people in need, but

501

: 00:35:00

maybe they're not always really there.

502

: 00:35:03

And I always felt that the government

was set up to be of the people

503

: 00:35:10

by the people for the people.

504

: 00:35:12

But.

505

: 00:35:13

People are in charge of the

government and people aren't God.

506

: 00:35:18

People, greed comes out accidentally.

507

: 00:35:22

I think when people start working in

the government, they probably say,

508

: 00:35:28

I want to help people, but greed

sneaks in and I don't have trust

509

: 00:35:36

in our government, our economy.

510

: 00:35:39

I think in a perfect world, I

would have total trust and faith.

511

: 00:35:44

But it's so filled with corruption.

512

: 00:35:46

You have to even think a bank

is a for profit institution.

513

: 00:35:51

They're all looking to keep themselves

going on the backs of people who Have

514

: 00:35:59

no other recourse than to just trust

the bank with your money, trust the

515

: 00:36:04

government who can devalue your money at

any time, who can just raise taxes and

516

: 00:36:10

take your money at any time, who can take

your money for taxes and spend it the

517

: 00:36:16

way they want without asking taxpayers.

518

: 00:36:20

How they feel we should have it spent.

519

: 00:36:24

I don't have anything against

taxes to help community to help

520

: 00:36:30

people to have roads and schools.

521

: 00:36:32

Sure.

522

: 00:36:33

I'm glad to pay the taxes, but

I'm not glad to pay them when I

523

: 00:36:39

feel they're completely wasting.

524

: 00:36:43

My hard earned money.

525

: 00:36:44

I don't like that.

526

: 00:36:46

And Reed is telling me

Bitcoin's the opposite.

527

: 00:36:51

And I'm like, you're kidding.

528

: 00:36:53

Banks and governments don't control this?

529

: 00:36:56

this is really, perking my ears.

530

: 00:36:59

And I like the way nobody

can steal your Bitcoin.

531

: 00:37:02

You know, talking about the

government can raise your taxes

532

: 00:37:05

to do whatever they want with.

533

: 00:37:07

Very recently, , someone was able to gain

access to our business checking account,

534

: 00:37:15

the landscaping checking account, and

they bought a very expensive cell phone.

535

: 00:37:23

and a plan through T Mobile.

536

: 00:37:25

We don't even have T Mobile.

537

: 00:37:27

We're not T Mobile customers.

538

: 00:37:29

Why didn't the bank pick

this up that it wasn't us?

539

: 00:37:33

And why didn't T Mobile

pick up that it wasn't us?

540

: 00:37:38

And a business checking

account is pretty serious.

541

: 00:37:42

It's very involved over a

personal checking account.

542

: 00:37:46

It took me over six months.

543

: 00:37:49

to get everything straightened out.

544

: 00:37:52

Checks were bouncing, fees were

happening, the bank didn't want to pay

545

: 00:37:58

the fees, but the bank's the one that

gave a stranger our money, so where's

546

: 00:38:04

the privacy or the security in that?

547

: 00:38:07

And apparently I started

hearing this happens regularly.

548

: 00:38:12

So when I'm on the phone with the

bank, they're asking me five specific

549

: 00:38:18

questions for me to prove it's me.

550

: 00:38:20

Where were the five questions for the

person that got into the checking account?

551

: 00:38:25

And we had to close it and open

a new one and reset up all these

552

: 00:38:32

business payments to vendors.

553

: 00:38:35

This was a freaking nightmare.

554

: 00:38:38

Bitcoin, that can't happen.

555

: 00:38:40

That's what I've learned.

556

: 00:38:42

I like that the government

doesn't run Bitcoin.

557

: 00:38:47

Everybody that owns Bitcoin runs Bitcoin.

558

: 00:38:50

It's group based.

559

: 00:38:53

God likes that.

560

: 00:38:54

God wants us to work together and

encourage each other to do the

561

: 00:39:00

right thing, not lord it over each

other, or actually steal from us.

562

: 00:39:07

So it makes me feel that it goes,

even with my faith, and my faith,

563

: 00:39:13

Deep grassroots of who I am.

564

: 00:39:17

and I think that Bitcoiners, it gives

them hope for the future someday.

565

: 00:39:24

I'm talking to other Bitcoiners

and they wanna be able to go buy a

566

: 00:39:28

loaf of bread with their Bitcoin.

567

: 00:39:31

And, um, I would like Bitcoin to

become a medium of exchange someday.

568

: 00:39:36

You know, I'd be glad to

get away from Fiat dollars.

569

: 00:39:40

I do have a story about.

570

: 00:39:43

the privacy of Bitcoin and why

the privacy is important to me.

571

: 00:39:47

really, it's just an example.

572

: 00:39:49

, I'm pretty stubborn and I

don't like giving out a lot

573

: 00:39:55

of information about myself.

574

: 00:39:58

Although here I find myself on a

podcast opening up all about myself.

575

: 00:40:05

But recently, I was at a retail store.

576

: 00:40:10

And believe me, I do not like shopping.

577

: 00:40:14

I can go to a store and say, you know,

I don't think there's one thing in this

578

: 00:40:18

store that I actually need or want.

579

: 00:40:20

, I'm not a shopper.

580

: 00:40:22

And with COVID, I went two

years without entering a store.

581

: 00:40:27

But recently.

582

: 00:40:28

I went into a store to

get something specific.

583

: 00:40:32

And when I went to check out the cashier

said, do you have a, a store card?

584

: 00:40:37

No, I didn't have a store card.

585

: 00:40:39

Well, if you sign up, you'll be

able to save this many dollars on

586

: 00:40:45

today's purchase right now, and then

a percentage in the future, and you'll

587

: 00:40:51

get emails and you'll get coupons.

588

: 00:40:55

And I thought, I love to save a

dollar, what would you want to know.

589

: 00:41:01

So I look at the form, and there were way

too many questions to give to a store.

590

: 00:41:08

, my name sure my email.

591

: 00:41:11

Okay.

592

: 00:41:12

I don't want to give them my phone.

593

: 00:41:14

I don't want phone calls or texts about

their deals and have me be at their beck

594

: 00:41:20

and call to have to run to my phone.

595

: 00:41:23

And then more stuff and more stuff,

questions about how I spend and,

596

: 00:41:29

trying to fit me into their categories.

597

: 00:41:32

And I just, I said to the cashier,

I don't really want the store to

598

: 00:41:36

have all this information on me and

she was young and she was really

599

: 00:41:41

confused and she's like, but right

this minute you could save this money.

600

: 00:41:46

And I said, I would love to save

the money but I don't think I

601

: 00:41:50

want to save it at this expense.

602

: 00:41:53

And she was really confused.

603

: 00:41:56

I know.

604

: 00:41:57

I know I'm being stubborn.

605

: 00:41:59

I know most people

would not agree with me.

606

: 00:42:03

, and I can't believe that I'm even brave

enough to tell you in this podcast because

607

: 00:42:09

I do sound sort of like a crazy person.

608

: 00:42:12

, but I didn't take the deal.

609

: 00:42:16

And then because I was new to the

store, she printed my receipt.

610

: 00:42:22

And there was a coupon

printed on the receipt.

611

: 00:42:26

And I said, , it expires in five days.

612

: 00:42:29

I said, I'm not coming back

to your store in five days.

613

: 00:42:32

So there was a lady behind me in line.

614

: 00:42:35

And I said, I've got a coupon.

615

: 00:42:37

Do you want it?

616

: 00:42:39

And she's like, Are you sure?

617

: 00:42:42

And I'm like, yeah, you've

got a full shopping cart.

618

: 00:42:44

You might as well take the coupon.

619

: 00:42:47

And the cashier is looking

at me like you can't do that.

620

: 00:42:49

She didn't say you can't do that.

621

: 00:42:52

But she's like, no, shaking her head.

622

: 00:42:54

No.

623

: 00:42:55

And I said, Well, It's

a coupon from your store.

624

: 00:42:58

So the lady took it.

625

: 00:43:00

She was thankful.

626

: 00:43:02

I felt good about myself,

although, I didn't get to save my

627

: 00:43:06

few dollars on my purchase, but

that's the privacy I'm looking at.

628

: 00:43:12

And Bitcoin gives you that privacy

where, because it's digital currency,

629

: 00:43:20

they do have a way to, it's on a

blockchain, every transaction is recorded.

630

: 00:43:28

That tells me it's safe.

631

: 00:43:30

But it doesn't have all your personal

information in that blockchain,

632

: 00:43:36

just that there was a transfer.

633

: 00:43:40

And that's all.

634

: 00:43:41

So I really like that, that fact

that you can be private, and that

635

: 00:43:47

you can have control over your money.

636

: 00:43:50

Tali: I don't think you're

crazy by the way, , to sell your

637

: 00:43:53

information for a few dollars.

638

: 00:43:56

I get caught up , there was a time when

Scott and I were moving around a lot.

639

: 00:44:01

Kids were little and What we're doing

the Dave Ramsey program We were trying

640

: 00:44:06

to Pay down our debt because we also

graduated with a ton of student debt

641

: 00:44:11

and he's all about, you know, saving

a dollar here and dollar here and

642

: 00:44:15

Couponing was a big thing back then.

643

: 00:44:17

You know

644

: 00:44:17

Mary Lou: Oh yes.

645

: 00:44:18

Tali: out the Sunday Coupon

page and I will make a whole

646

: 00:44:23

pocket of them, organize and

categories and things like that.

647

: 00:44:26

And I would go to the store

and I would never remember.

648

: 00:44:29

To use any of them when I'm checking out

649

: 00:44:32

Mary Lou: I always use 20 of them.

650

: 00:44:34

Tali: see, I have four kids very close.

651

: 00:44:37

And , when I went shopping, it was

always a shopping cart for the food

652

: 00:44:40

and a shopping cart with the kids and

I was pushing both at the same time.

653

: 00:44:44

So when you're going through the

checkout line, you just want to be

654

: 00:44:46

out of there as soon as possible.

655

: 00:44:47

But because I always wanted to

use coupons and I never got to use

656

: 00:44:50

coupons when they give me coupons,

I just throw them away because.

657

: 00:44:54

I'm not going to remember, but when

you cut coupons, you start to look at

658

: 00:44:57

things , in cents, like 5 cents here,

25 cents there, and something tiny like

659

: 00:45:02

that becomes very enticing, , so for you

to stand in your ground, I think that

660

: 00:45:07

shows your integrity and your character.

661

: 00:45:09

So good for you.

662

: 00:45:11

I don't think you're crazy because then

they can target you with all kinds of.

663

: 00:45:15

Advertisements and for me anyway, when

I'm really strong, emotionally, I can

664

: 00:45:20

be like, no, I'm not gonna do that.

665

: 00:45:21

But when you're tired, , and your

emotional battery is drained, and they

666

: 00:45:26

flash those things at you, you have less

defense, and you're like, Oh, they think

667

: 00:45:31

I should go buy that brand apple juice.

668

: 00:45:32

Sure.

669

: 00:45:33

I'll go, you know, I'm saying like you,

you run out of energy to make decisions.

670

: 00:45:37

Because that takes energy juice.

671

: 00:45:40

So anyway, I can totally understand

where you're coming from.

672

: 00:45:43

I don't think you're crazy.

673

: 00:45:44

Honestly, I wish I was strong enough

to say no to a lot of those things

674

: 00:45:48

because I become subject to their

advertising campaign and things like that.

675

: 00:45:53

But okay, so let's uh,

let's go back to Bitcoin.

676

: 00:45:56

And , you are attracted to it because

it's outside the control of the

677

: 00:46:00

government and that it is a peer to

peer transaction and it's private.

678

: 00:46:06

What would you say to other people in

the retirement age who are concerned

679

: 00:46:11

about the volatility of Bitcoin?

680

: 00:46:13

Mary Lou: I would say that was a big

issue with my husband, especially

681

: 00:46:19

because he like does his own

dealings with stocks and trading and

682

: 00:46:25

stuff, , on the side, ? , for me.

683

: 00:46:28

I think I don't work in the day to day.

684

: 00:46:32

I don't look at Bitcoin day to day.

685

: 00:46:36

I think that it's a system

that is working and will work.

686

: 00:46:42

so therefore, , I don't feel

like I'll end up losing.

687

: 00:46:47

I'm not gonna buy Bitcoin today,

sell it tomorrow because the value

688

: 00:46:52

is changing, buy more the next day

at a lower price, so it'll go up,

689

: 00:46:57

I'm not going to play that game.

690

: 00:46:59

So I feel like long term it's going

to work, but where I am 66, I am

691

: 00:47:07

near retirement age, I feel like I

don't have a lot of, years left in

692

: 00:47:12

my life for value to really build up.

693

: 00:47:16

I don't think it's something that

is gonna be the only thing that

694

: 00:47:21

keeps us alive through retirement.

695

: 00:47:24

But I would say to someone on the fence,

there's nothing wrong with diversifying.

696

: 00:47:31

My husband can keep the stock stuff.

697

: 00:47:33

, I've been buying.

698

: 00:47:35

Bitcoin, , little by little, , another

way to look at it if you don't want to

699

: 00:47:41

take a large amount of your retirement

money and put it into Bitcoin, there's

700

: 00:47:47

nothing wrong with taking say 5.

701

: 00:47:51

There is.

702

: 00:47:51

Value of Bitcoin and

buying it once per week.

703

: 00:47:55

That's not going to kill you.

704

: 00:47:57

don't go to the store and buy a coffee

that day and you're even so it's easy to

705

: 00:48:04

actually start building up this Bitcoin.

706

: 00:48:07

And then if you totally

trust the government.

707

: 00:48:11

If you say hey I'm 70.

708

: 00:48:13

So far, I work, I make money.

709

: 00:48:17

I put it in the bank and it's still there.

710

: 00:48:20

I trust the government

or the economic system.

711

: 00:48:23

If you do still, do you have a reason to

negate Bitcoin as part of your portfolio?

712

: 00:48:32

I don't think so.

713

: 00:48:33

I can't come up with a reason.

714

: 00:48:35

That you wouldn't if you trust the

government, you're going to trust Bitcoin.

715

: 00:48:40

I think if you don't trust the

government, maybe it's going to take

716

: 00:48:44

a while before you can trust Bitcoin.

717

: 00:48:47

But if, if you're on the fence and you

say, I've got my money where I like it to

718

: 00:48:52

be, don't be afraid to challenge yourself.

719

: 00:48:57

Now that you're older,

don't be afraid to step up.

720

: 00:49:02

and keep learning.

721

: 00:49:04

Use those brain cells.

722

: 00:49:07

Put an effort there.

723

: 00:49:08

You're not too old to make an effort to

learn and make your own decision on nope,

724

: 00:49:15

I'm not for Bitcoin or oh my goodness.

725

: 00:49:19

This is really different.

726

: 00:49:22

This might really make a difference.

727

: 00:49:25

, but go ahead.

728

: 00:49:26

I'm not telling anybody what

to do, but I'm just saying,

729

: 00:49:30

open your mind, if you're 70.

730

: 00:49:33

You learned how to do a

computer in your adult life.

731

: 00:49:36

Good for you.

732

: 00:49:37

You learned how to do a smartphone.

733

: 00:49:39

Don't quit now.

734

: 00:49:41

Just keep learning.

735

: 00:49:42

Plus they do say it's

helps against dementia.

736

: 00:49:46

If you keep using those brain cells.

737

: 00:49:51

Definitely it's, it's not

easy to learn about Bitcoin.

738

: 00:49:56

It's certainly out of the box and it's

a big learning curve, but You can do it

739

: 00:50:03

as slowly as you want, you don't have

to do it the way I did it, which is

740

: 00:50:10

late at night, when everything is done.

741

: 00:50:13

I am a person that stays up very late.

742

: 00:50:17

I would spend from midnight to three

in the morning, reading articles

743

: 00:50:21

and doing research, you can do that.

744

: 00:50:24

But if you're like, that's just

crazy I go to bed at nine o'clock,

745

: 00:50:28

you can spend 15 minutes a day.

746

: 00:50:31

looking into it.

747

: 00:50:32

You can listen to one of Tally's

podcasts and learn about it and try

748

: 00:50:38

to feel more comfortable about it.

749

: 00:50:41

I did a few things that I would

put out there as tips on learning.

750

: 00:50:46

, not that I, I'm not really in the

know, but definitely going to a

751

: 00:50:53

Bitcoin meetup was a big help.

752

: 00:50:56

You get to meet people,

you get to socialize.

753

: 00:50:59

You think it's fun, but

then it's educational.

754

: 00:51:03

Once I started going, and I could

be quiet and listen to all the

755

: 00:51:09

education stuff going around until

I realized I was throwing in my

756

: 00:51:14

opinions to another thing that was.

757

: 00:51:18

Brought to me in these meetups is to

go to Bitcoin University on YouTube.

758

: 00:51:24

I think they also have a site you can sign

up, but I didn't wanna spend any money.

759

: 00:51:29

I'm not sure if money was involved , but

you can go to YouTube and Bitcoin

760

: 00:51:35

University will start you as though

you just heard the word Bitcoin today.

761

: 00:51:41

And it's sort of a Bitcoin for dummies

kind of thing, and then it works its way

762

: 00:51:47

to way up to where experts can still learn

from Bitcoin University, Matthew Cratter

763

: 00:51:54

is the guy in charge if you look it up.

764

: 00:51:57

I also learned a bunch

from Michael Saylor.

765

: 00:52:01

So if you just look up his name, I

think it comes up as Michael Saylor

766

: 00:52:06

Bitcoin, because there's a lot to learn.

767

: 00:52:09

But I think people are social.

768

: 00:52:13

God made us social.

769

: 00:52:15

And I think these gathering meetups,

even if they're on Zoom, you're

770

: 00:52:20

more willing to let down your

guard, listen to what others say.

771

: 00:52:25

Put out your ideas, even if you

think your ideas might sound

772

: 00:52:30

kind of crazy, , or ill informed.

773

: 00:52:33

Put it out there because that's how you're

going to learn, you're going to get the

774

: 00:52:37

feedback, . that would be my advice.

775

: 00:52:40

Tali: Thanks for joining us today . If

the discussion with our guests

776

: 00:52:43

resonated with you and you would

like to dive deeper into the world of

777

: 00:52:46

Bitcoin, don't miss out on joining the

Orange Hatter Women's Reading Club.

778

: 00:52:51

The meetup link is in the show notes.

779

: 00:52:53

Also, if there are women in your life

whom you think would both enjoy and

780

: 00:52:57

benefit from learning more about Bitcoin,

please share Orange Hatter with them.

781

: 00:53:02

Until next time, bye!